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What we do.

Proactive solutions in protecting your Identity Financial Lock offers the most complete and affordable ID protection within the industry

Detect

Our early detection technology monitors billions of points of data 24 hours a day. We incorporate real-time text and email alerts to keep you in the know.

Protect

Protecting your Identity is our priority. We use the most advanced risk assessment analysis and alert system within the industry. But beyond monitoring, we feel the most important is our in- house recovery and resolution victim support.

Support

Our in-house US based Certified Fraud Resolutions Specialists are there to help 24/7 from start to resolution.

PLANS & PRICING

25% Discount: Applied
Select Your Plan

Essentials

$ 12 25

/ Month

$ 9 18

/ Month
JOIN NOW
  • $1,000,000.00 ID & Stolen Funds Insurance
  • 1-Bureau Online Credit Monitoring
  • 24/7 USA Based Resolution Team
  • Full Fraud Restoration & Recovery
  • SSN, Email, Phone Monitoring
  • Dark Web Surveillance
  • Lost or Stolen Wallet Protection
  • Text & Email Alert System
  • Credit Report & Score
  • Risk Assessment Score
  • Tax Fraud Recovery & Resolution
  • Medical Information Protection
  • Email Breach Detection

Ultra

$ 19 95

/ Month

$ 14 96

/ Month
JOIN NOW
  • $1,000,000.00 ID & Stolen Funds Insurance
  • 3-Bureau Online Credit Monitoring
  • 24/7 USA Based Resolution Team
  • Full Fraud Restoration & Recovery
  • SSN, Email, Phone Monitoring
  • Dark Web Surveillance
  • Lost or Stolen Wallet Protection
  • Text & Email Alert System
  • Credit Report & Score
  • Risk Assessment Score
  • Tax Fraud Recovery & Resolution
  • Medical Information Protection
  • Email Breach Detection

What Sets Us Apart.

Financial Lock by the Numbers.

$1,000,000

Identity Theft Insurance protecting personal and retirement savings and out of pocket expenses.

27,000,000

The number of households that recieve our services in the US and Puerto Rico.

24 hours

24/7 access in the event of emergency - members can contact legal providers
after-hours and on weekends

175

Hours of personal time saved in the event that you fall victim to ID theft

30+

years

Our experience serving the ID theft, financial and legal needs of consumers

7,500

US Based Fraud Resolution Specialists™, attorneys, financial and tax professionals available to serve you

2,000,000+

Consultations with members over the past 10 years.

98.6%

Customer Satisfaction Rating

250billion

Data points searched by our early detection monitoring that protects your identity

15,000+

Businesses that use our services for their employees, members and customers.

Best identity protection features in the industry.

Serious security

Our in-house fraud resolution program is a confidential and easily-accessible service that provides an administrative structure for dealing with identity theft.

When you contact Financial Lock Member Services, our professional staff of Certified Fraud Resolution Specialists are available to listen to your issues, answer your questions and work with you until the problem is resolved.

Financial Lock provides the following identity protection services:

  • $1 MM ID Theft & Stolen Funds Insurance

  • 24/7 USA Based Resolution Team

  • Full Fraud Resolution & Recovery

  • SSN & High Risk Activity Monitoring

  • Lost or Stolen Wallet Protection

  • Credit Report & Score

  • 3-Bureau Online Credit Monitoring

  • Medical Information Protection

  • Dark Web Surveillance

  • Tax Fraud Recovery & Resolution

  • ID Risk Assessment Score

  • Email & Text alerts

Full-time monitoring.

Proactive not reactive

At Life ID Inc, our goal is to stop the theft of your identity, credit and money before it happens. We strive to keep your credit report clean. We aggressively watch over 30 access points.

Social Security

  • Activity alerts
  • New credit applications
  • Real estate
  • DMV

Internet Surveillance

  • Black market activity
  • Public information removal
  • Directory listing removal
  • DMV

Retail Accounts

  • New accounts
  • Address changes
  • Password resets
  • DMV

Brokerage Accounts

  • New accounts
  • Address changes
  • Password resets
  • Wire/ACH transactions

Payroll Companies

  • Information requests
  • W-2 information requests
  • Payday loan applications
  • Wire/ACH transactions

Ebay

  • New accounts
  • Address changes
  • Password resets
  • Money transfers

DocuSign

  • New accounts
  • Address changes
  • Password resets

Money-Gram

  • New accounts
  • Money transfers
  • Password resets

Paypal

  • New accounts
  • Address changes
  • Password resets

Medical (MIB)

  • Registration to view
  • Medical Records

Financial & Banking

  • Address changes
  • Password reset
  • Wire/ACH transactions
  • New loan account requests
  • New check re-orders
  • Suspicious debit card activity

Full recovery services.

If a problem arises, we don't just tell you what to do, we help every step of the way.
Your Emergency Response Team

Our full recovery service is unparalleled in the industry.

We handle each client's situation from start to finish and restore your credit reputation.

Identity recovery is a difficult and exhausting process that few people are equipped to handle themselves.

Other companies advise you what to do – Financial Lock professionals act for you.

Certified Fraud Resolution Specialists™

Our full recovery service team consists of a national network of professionals and in-house, federally-certified Fraud Resolution Specialists who do the work on your behalf.

Each FRS is a qualified customer service professional who is certified as a consumer interviewer consistent with the provisions of the Fair Credit Reporting Act (FCRA). Additional certifications include: Certified Identity Theft Risk Management Specialist and Certified Credit Report Reviewer. Each FRS is made familiar with prohibited collections practices as defined by the Fair Debt Protection Act (FDCPA).

Your Secure Access.

A personalized easy to use dashboard.

Your personalized dashboard will issue a risk score, which alerts you to any identity threats. The dashboard monitors 360 billion credit, address and public records.

As a Financial Lock member, your dashboard is just one of many tools available to you. You always have our technology and our team of specialists providing identity protection to you and your family 24 hours a day, seven days a week.

How Our ID Recovery Process Works

What matters most is HOW a company helps you when your identity is compromised.
It begins and ends with your Fraud Resolution Specialist

We work relentlessly so that you do not have to saving you hundreds of hours to focus on the important things in life. We don’t just tell you what to do we help you every step of the way.

Each FRS is a highly trained and certified as a Certified Identity Theft Risk Management Specialist and hold various other professional designations including CPA’s and Enrolled Agents.

If a problem arises, We don't just tell you what to do, We help you every step of the way.

If fraudulent activity is detected, here’s how it works.

Our certified resolution team will do the following:

Assistance with completing the ID Theft Affidavit or any applicable forms;

Submit the ID Theft Affidavit to creditors, credit bureaus or other affected entities;

Complete and submit dispute letters and fraud packets on behalf of the member;

Assistance with placing fraud alerts to your credit file;

Assist the member with obtaining and reviewing the credit report;

Provide member with Emergency Response Kit;

Educate member or proactive or preventative steps to safeguard their identity;

Implement and action plan to begin the process of restoring your identity;